Due to the pension with 63 were incurred from 2014 to 2016 direct expenditure of € 6.5 billion, the result of the calculation by the Ifo Institute. The Federal government had expected in its bill, only 5 billion euros. Due to failures in the case of taxes and social contributions, the total accumulated costs for the period to 12.5 billion euros.

in the Future, it is likely to be even worse, because more and more citizens use the services and say goodbye to retire early. “In the coming years is expected to continue to increase cost, if greater birth can take a year of courses, the deduction-free early retirement”, explain Ifo researcher Carla Krolage and Mathias Dolls.

“pension with 63 weakens the sustainability of the pension system”

individuals can take the pension with 63, get, on average, significantly higher pensions than people who can only go at a discount in early retirement. PDF pension with 63: How does it work? Our PDF guide shows you how you can retire early can go and still get the full amount.To the PDF guide

“The pension with 63 and the sustainability of the statutory pension insurance system weakens. It represents a high-cost redistribution measure of contributors to and recipients of smaller pensions to pensioners with relatively high income,“ say Krolage and Dolls.

surf tip: how to calculate your retirement benefits

men especially benefit pension with 63

people can take the pension with 63, an average of 5.4 months earlier in retirement than comparable people who can only go at a discount in early retirement. “In particular, employed men react strongly to the Reform. You go an average of 9 months earlier in retirement, women on average 4 months“, according to the experts. PDF Everything you need to know about your pension

Our PDF guide explains on 100 pages the answers to all the important questions around the topic of retirement. Plus 58 Pages Of Forms.

PDF guide

to go to The pension with 63 allows the Insured, with 45 years of contribution without any financial losses due to reductions in early retirement. Among the 45 years of child-raising periods, and certain periods of unemployment. If the 45 years of contributions, the Insured according to the current right of entry take 63 years, depending on birth year reductions ranging from 7.2 to 9.9 percent in terms of purchasing a pension. The table is in the mobile view is not available. Please click here for the web view.

Who is on the verge of retirement, has to live in the age of economical but there is a way out (Video) FOCUS Online/Wochit Who is on the verge of retirement, has to live in the age of economical but there is a way out pom

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